What’s New
Resources for Homeowners
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Are you interested in downsizing and/or renting your home as a source of income? An Accessory Dwelling Unit (ADU) may be right for you.
An accessory dwelling unit is a small residential living space located on the same lot as another home. ADUs can play a significant role in our housing crisis. The ADU law allows property owners to build an ADU by-right.
ADUs can be inside an existing home, like converting a basement into an apartment, attached to a primary residence as an addition, or completely detached, like a cottage or converted garage in a backyard.
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The Home Modification Loan Program (HMLP) is a state-funded program that can fund upgrades and modifications to help family members with physical and cognitive limitations live more independently at home. The HMLP makes it possible for individuals with disabilities and older adults to remain in their own homes and communities.
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Are you behind on your mortgage or rent payments, or are unable to stay in your home due to health or safety reasons?
The Residential Assistance for Families in Transition (RAFT) program provides short-term emergency funding of up to $7,000 per 12-month period so your family can stay in your current home or move to a new one. You may use the money for rent, utilities, moving costs, and mortgage payments.
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Contact Mass Save® to schedule a comprehensive, no-cost virtual or in-person home energy assessment, and access available rebates and incentives for energy-efficient upgrades to your home. Learn how to take advantage of income-based assistance and federal tax credits to further lower the price of energy-efficient upgrades.
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USDA’s Section 504 Home Repair program provides loans to very-low-income (at or less than $54,750 for households with 1–4 people, or $72,300 for households with 5 or more people) homeowners to repair, improve or modernize their homes, or grants to very-low-income homeowners over age 62 to remove health and safety hazards.

